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Home Buying Checklist

If this is your first time buying, or if it's been awhile - one of the most important things you can do is to make a checklist as you search for, find and buy a home. By keeping on top of your game-plan at all times you will greatly increase your chances of success. To save time, bookmark this page and refer to the following checklist frequently. Follow the links, print out this checklist and let it increase your house buying effectiveness. The market for buying a home has changed immeasurably in the last couple of years so the preparation that you do for your house purchase is essential.



Become and stay an informed buyer. In additon our Home Buying Checklist, we'll keep you up-to-date on the Real Estate market and the latest in news related to home buying? Simply subscrbe to our free newsletter.

Buying your first home? See our page devoted to first time home buying.

Familiarize yourself with the mortgage process. Have mortgage questions or want a few mortgage tips? See the sections devoted to those subjects.


Get  a Pre-Approved Mortgage before you look for a home and shop with the power of a cash buyer. A good source for pre-approval is Mortgage Loans. Getting pre-approved helps to smooth the entire home buying process.

Get your financial picture in focus as soon as possible. Since it is an important component, be aware of your credit situation. You can get a free copy of your credit report at Consumer Info. Having your credit report in hand makes it much easier to decide which way to proceed.

Want to maximize your financial picture? Or perhaps you need help to fix your credit score.

Wondering about how much time is needed to buy a home? See the sample homebuying timeline.

Finding a "Great Agent That You Trust" is most important to do before you go rushing off looking for homes! But not to worry becuse if your reading this you've already found the best! :) The Aaron Wagner Real Estate Group.

Determine your housing needs and wants to determine what types of houses you should be considering.

Familiarize yourself with the various types of housing available: ie; Single family, townhouse, and condo.

If you are planning on buying or building a new home, see our section devoted to building a house including house building tips, resources and how to find a contractor.

Have general questions about buying a home? See the homebuyers Q & A page.

Still have a question about a Real Estate term or its definition? See our Real Estate Glossary. A question on a mortgage term? See the Mortgage Glossary.

House Hunting Time! First, see the article devoted to finding the right home. Then, make a scorecard for each house to help you keep track of the properties you've seen.

Familiarize yourself with how to set a value on a house. This can save you a great deal of time and helps to avoid disappointment.

When you find an acceptable house, have your realtor write the offer and negotiate that's what they've been trained for.

If you haven't already done so, make a mortgage loan request.

Arrange for home inspection. Protect yourself and do not skip this step! All of the work that you have done up to this point may be wasted if you do not thoroughly investigate the home.

Learn about home warranties and what they cover.

Compare and secure homeowners insurance. Since homeowners insurance is a long term expense, getting the best deal here brings savings that continue.

Arrange for closing agent or attorney. Make all final preparations for closing.

Make moving plans. If you plan to use a moving company, make comparisons and reserve time now.

Secure final loan approval and commitment from the lending institution. If you have done your "up-front" work, this should be one of your easiest steps.

Do a final walk through of the house.

Final closing and settlement.

Move to your new home and begin enjoying it--you deserve it!